Car accidents are never fun, but they happen in Maryland on a daily basis. If you have been in one, you might be left wondering how much time you have to report the accident to your insurance company.
Many insurance companies require claims to be made in a specified time frame
If you’re in a car accident, you may want to contact your insurance company to begin the claims process. Many insurance companies have a specified time frame in which policyholders must make their claims, typically ranging from 24 to 72 hours after the accident has occurred.
If you wait too long to report your accident, your insurance company may deny your claim. That’s why it’s essential to understand your policy’s requirements and act quickly after an accident. Any questions about the claims process should be addressed to your insurance company.
When is it required to report a car accident?
If you are involved in a car accident, you should report it to your insurance company as soon as possible. Your insurer will need to know the details of the accident, including when and where it happened, the damage done to your vehicle, and whether anyone was injured.
It is also important to report the incident to the police, especially if there is significant damage or injury. Your insurance company can use the police report to determine fault for the accident.
Accidents can sometimes result in injuries that may not be immediately apparent. By reporting the accident to the police, you’ll ensure that a record of the incident is on file in case you need to claim personal injury damages later.
Timely reporting
Generally speaking, report the incident to your car insurance provider within the time frame that the company offers. Doing so will ensure that any claims are filed in a timely manner and that you can begin the process of repairing your vehicle.